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Small Business

Your duty of disclosure

Before you enter an insurance contract, you have a duty of disclosure under the Insurance Contracts Act 1984. If we ask you questions that are relevant to our decision whether to insure you and on what terms, you must tell us anything that you know and that a reasonable person in the circumstances would include in answering the questions. You have this duty until we agree to insure you.

If you do not tell us something

If you do not tell us anything you are required to tell us, we may cancel your contract or reduce the amount we will pay you if you make a claim, or both. If your failure to tell us is fraudulent, we may refuse to pay a claim and treat the contract as if it never existed.

By proceeding you confirm you have read and understood this duty

    About Your Business

    All information, documents and notices regarding Your insurance will be sent electronically so You must let Us know straightaway if Your contact details change. You can update Your preferences by calling Us on the number above.


    By ticking the box You confirm

    I have read, understood and agreed to the terms and conditions and privacy policy.

    Business Details

    Select cover(s)

    Public and Products LiabilityCommercial MotorMaterial DamageBusiness Interruption - Part C Business ContinuityTheftGlassMoneyGeneral PropertyMachinery BreakdownTax Audit - Management LiabilityElectronic EquipmentPersonal Accident and Sickness

    Your business

    Business claims history

    In the last 3 years, have You had any claims or claimable incidences for the coverage You are applying for?

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